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The Right Mortgage for the Right Borrower
Below are some basic recommendations. This is meant only as general rules of thumb. The right mortgage will be based on your past credit history, your current financial situation and your long term goals, anticipated cash flow and budget demands.
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# of years you plan to stay in house |
Recommended programs |
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1-3 |
3/1 ARM - 1 year ARM - 6 Month ARM |
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3-5 |
5/1 ARM, Balloon |
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5-7 |
7/1 ARM, Balloon |
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7-10 |
10/1 ARM - 30 year fixed - 15 year fixed |
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10+ |
30 year fixed - 15 year fixed |
We strongly recommend that you contact one of our approved mortgage partners. CAPSTONE Real Estate, LLC/HousingCoach.com is not compensated for our referrals. We know how the difficult it can be to find a skilled mortgage lender that you can trust to put your needs ahead of their profit margin. While there are many reputable mortgage lenders it may not always be so easy to find them with all of the ads and claims made in the market place.
For a FREE Mortgage Consultation with a CAPSTONE approved Mortgage Lender submit your information by Clicking Here and you will be contacted by the close of the next business day.
It is important to understand the Pros & Cons of the various mortgage options. To find out more about the different programs Click Here or visit our Mortgage Library.
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